FOR IMMEDIATE RELEASE FOR MORE INFORMATION:
Wednesday, June 14, 2000

Diane Landry King (301) 838-5636

MAMSI (NYSE: MME) Presents Spirit of Service Award

Frederick, MD - Mid Atlantic Medical Services, Inc. (MAMSI) (NYSE: MME), one of the mid-Atlantic region's largest managed care companies, awarded the second annual Spirit of Service Award, Saturday, June 10th, at its offices in Frederick.

Each year, MAMSI's Spirit of Service Award honors a MAMSI employee who demonstrates outstanding service to the community or a charitable organization through ongoing humanitarian service or a single significant contribution. In appreciation for the employee's community service, the Company donates $1,000 to the organization where the award recipient has volunteered. MAMSI initiated the Spirit of Service Award to recognize the Company and its employees' community commitment.

The 2000 Spirit of Service Award was presented to Fred Smith, honored for his work at the South Baltimore Homeless Shelter for women and children. Mr. Smith, an employee in MAMSI's Clinical Care Coordination Department, has volunteered at the Shelter for over seven years, organizing meal preparation, and clothing and other needs' drives. The shelter provides housing, food, clothing and supportive services to women and children in crisis.

"For the last seven years, Fred Smith has given unselfishly of his time, energy and heart to help the women and children benefited by the South Baltimore Women and Children's Shelter. Fred's efforts exemplify the qualities that MAMSI's Spirit of Service Award seeks to honor," stated Thomas P. Barbera, CEO and President of MAMSI, who presented the award to Mr. Smith during the festivities at the Company's annual picnic. "MAMSI is proud to present a $1,000 donation to the Shelter in Fred Smith's name."

Mr. Smith's name was etched on a granite plaque at the foot of the large American flag that flies outside the main entrance of MAMSI's Frederick facility at 800 Oak Street. Fred Smith and his family live in Damascus, Maryland.

Mid Atlantic Medical Services, Inc.'s health care subsidiaries cover approximately 1.8 million lives in Maryland, Virginia, Pennsylvania, North Carolina, Delaware, West Virginia and Washington, D.C. The Company's Internet address is www.mamsi.com.

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Note 1: Safe Harbor Statement under the Private Securities Litigation Reform Act of 1995: All forward-looking information or statements contained in this release are based on management's current knowledge of factors, all with inherent risks and uncertainties, affecting MAMSI's business. MAMSI's actual results may differ materially if these assumptions prove invalid. Significant risk factors, while not all-inclusive, are: the possibility of increasing price competition in the Company's marketplace; the possibility of state or Federal budget mandates that reduce premium levels; the possibility of increased medical expenses due to increased utilization, inflation or legislative mandates; and the possibility that the Company is not able to expand its Service Area as planned. Investors should review other risks and uncertainties contained in Company documents filed with the Securities and Exchange Commission.

Note 2: MAMSI is a regional holding Company for health care organizations that provide comprehensive health insurance products and services including: M.D. IPA, a traditional HMO, and M.D. IPA Preferred, an open-ended version of the HMO; Optimum Choice, Inc.®, a non-federally qualified HMO; Optimum Choice of the Carolinas, Inc.; Optimum Choice, Inc. of Pennsylvania; Alliance PPO, LLC, a preferred provider organization; Mid Atlantic Psychiatric Services, Inc., a preferred provider organization offering managed psychiatric health care services; MAMSI Life and Health Insurance Company, an indemnity insurance company; HomeCall, Inc. and FirstCall, Inc., home health care companies; and HomeCall Pharmaceutical Services, Inc., a pharmacy and home infusion services company.

Note 3: Mid Atlantic Medical Services, Inc. common stock is traded on the New York Stock Exchange (NYSE-MME.)